Infrastructure Spec // Ethiopian Banking Rails

Payments verified.
Business moving.

Automate Ethiopian bank payment verification with one simple API. Less manual checking, more time building your business.

Clearing Latency~180msDirect ledger match
Developer Fee0.5 ETBPer verified transaction
False Positives0.00%Cryptographic check
Yegna Pay Payment Verification Console
Console View // Production Node
Live Verification Pipe
TX #1482
Active Bank RailCommercial Bank of Ethiopia
Transaction HashFT26133F833J
Extracted Amount4,000.00 ETB
Payer Ledger MatchALEMU TEFERA GENERAL TRADING
Settlement Verdict200 OK — Verified (172ms)
Product Console // Real Data Architecture

The verification console.
Engineered for zero human doubt.

Every incoming transfer is interrogated across bank core records, amount exactness, and anti-replay ledger trees in under 200 milliseconds.

Total Interrogations
1,482
Live workspace session
Clearance Rate
99.4%
1,465 validated matches
Duplicates Blocked
17
Replay fraud prevented
Median Ledger Query
180ms
Sub-second settlement
console.yegnapay.et / verification / ledger-stream
Tx Hash / BankPayer / SourceAmountVerdict
FT26133F833JCommercial Bank of EthiopiaALEMU TEFERA GENERAL TRADING2 mins ago4,000.00 ETB Verified
-2KCLVVWOY3-4R75E0Awash BankMULUGETA KASSAW SERVICES7 mins ago12,850.00 ETB Verified
FT90284711AACommercial Bank of EthiopiaBERHAN TRADING PLC14 mins ago25,000.00 ETB Pending
FT10492812KKCommercial Bank of EthiopiaUNKNOWN PAYER (SMS REPLAY)28 mins ago800.00 ETB Flagged
BOA7719284109Bank of AbyssiniaRAHEL GIRMA KEBEDE35 mins ago750.00 ETB Verified
AFR4401928301Bank of AfricaAFRICA LOGISTICS CO.52 mins ago32,000.00 ETB Verified
-3JNVXXW992-1B32A1Awash BankTAMRAT WORKU ENTERPRISE1 hour ago1,500.00 ETB Flagged
Verification Proof Ledger
NODE: ET-AA-01
Status Determination
✓ CLEARED / 200 SUCCESS2 mins ago
Selected Bank:Commercial Bank of Ethiopia
Transaction Hash:FT26133F833J
Amount Match:4000.00 ETB (Exact Match)
Internal Ref:CBE-REF-8831920
Replay Signature:HMAC-SHA256 OK
Raw Inbound Verification JSON
{
  "success": true,
  "transaction_id": "FT26133F833J",
  "amount": 4000,
  "currency": "ETB",
  "platform": "Commercial Bank of Ethiopia",
  "verified": true,
  "verification_fee_etb": 0.5
}
Supported Banking Rails // Ethiopia

Direct clearing rails.
One unified API schema.

Verify payments originating from Ethiopia's principal financial institutions through standardized cryptographic verification adapters.

Select Network Node to Inspect Protocol
Commercial Bank of Ethiopia

Commercial Bank of Ethiopia

Status: Optimal (Zero degradation)
Interrogation Speed165ms
Active Protocol AdapterCBE Direct Core Ledger / Telebirr Interconnect
Reference Hash StandardFT26... (12 Alphanumeric)
Technical Node Implementation
Direct ledger confirmation without receipt OCR latency
Automated CBE Birr and mobile banking verification
Replay protection caching for every verified transaction ID
Sub-second status return with 99.98% match precision
Endpoint: POST /api/transaction-createView Deep Rail Specifications
Infrastructure Assurance

Built directly for the realities of Ethiopian banking.

In Ethiopia, digital commerce often slows down at the payment confirmation step. Customers send SMS receipts, screenshots get photoshopped, and accounting teams waste hours refreshing statements.

24/7/365Continuous Polling
0.5 ETBTransparent Clearing Fee
Yegna Pay core banking infrastructure and cryptographic server vault
Developer Infrastructure // API Specification

Integrate in an afternoon.
Verify forever.

A single canonical POST endpoint replaces thousands of lines of fragile parsing and human manual checking.

Three Simple Steps

How the verification pipeline executes

1

Dispatch Inbound Payload

Send the customer reference code, amount, and bank platform to our verified endpoint.

2

Bank Core Cross-Check

Yegna Pay queries the native banking core ledger and calculates an anti-replay cryptographic hash.

3

Programmatic Settlement

Receive an instant JSON response with verified: true in under 200ms.

Ready to inspect full schemas?Read Full Docs
Developer workstation closeup showing verified Ethiopian banking logs on screen
Production API Telemetry // 180ms0.5 ETB / query
Language:
curl -X POST https://yegna-pay.vercel.app/api/transaction-create \
  -H "Authorization: Bearer sk_live_89a4fe91d0b..." \
  -H "Content-Type: application/json" \
  -d '{
    "full_name": "MULUGETA KASSAW CLEANING SERVICE",
    "price_amount": "4000.00",
    "platform": "AWASH",
    "currency": "ETB",
    "transaction_id": "-2KCLVVWOY3-4R75E0"
  }'
SSL Encrypted / TLS 1.3 Strict
JSON Schema v1.4 Validated
Transparent Infrastructure Economics

One transparent rate.
Six core verification capabilities.

No monthly subscriptions, no seat licenses, no hidden minimums. You pay strictly for successful verifications delivered.

Technical Capability Matrix // Standard Platform Features
// 01Direct Core Query

Bank Payment Verification

Direct algorithmic inquiry against central banking records confirms that money actually reached your business account before orders ship.

Included in Base Rate✓ Enabled
// 02Exact Decimal Match

Transaction Amount Matching

Guarantees the transferred sum matches your invoice to the exact decimal. Partial payments and altered digits are instantly flagged.

Included in Base Rate✓ Enabled
// 03Anti-Replay Ledger

Duplicate Transaction Detection

Every verified reference ID is cryptographically signed and archived. Replayed SMS screenshots and dual submissions are immediately rejected.

Included in Base Rate✓ Enabled
// 04Sub-200ms Processing

Automated Payment Validation

Replace manual slip reading and human delays with a sub-second webhook callback that triggers instantaneous order release.

Included in Base Rate✓ Enabled
// 05Standard REST / JSON

API-Based Integration

A single clean RESTful JSON endpoint with Bearer authentication. Connect your web application, Telegram bot, or mobile app in hours.

Included in Base Rate✓ Enabled
// 064 Native Rails

Multiple Supported Ethiopian Banks

Unified verification across Commercial Bank of Ethiopia (CBE), Awash Bank, Bank of Abyssinia, and Bank of Africa under one integration.

Included in Base Rate✓ Enabled
STANDARD DEVELOPER CLEARING FEE
0.5ETB/ per verification

Flat, usage-based rate. Billed solely when a transaction hash is successfully interrogated and verified against the banking ledger.

200 free starter verification queries upon registration
Zero monthly platform access fees or user seat costs
All 4 bank rails included with no surcharge per bank
Monthly Volume Calculator0.50 ETB rate locked
Expected Monthly Transactions:2,000
200 tx / mo10,000 tx / mo20,000 tx / mo
Estimated Monthly API Fee:1,000 ETB
Versus hiring 1 manual reconciliation staff in Addis Ababa (15,000+ ETB/month + fraud exposure from forged receipt screenshots).
Transparent top-up balance system. Never get billed unexpected charges.
Engineering Support // Addis Ababa HQ

Speak with our
integration engineers.

Have custom high-volume requirements or need technical guidance connecting your core banking workflows?

Direct Coordinates
Engineering & Sales Inquiriesjplussince34@gmail.com
Direct Telephone+251 96 257 9755
Registered OfficeBole Financial District, Addis Ababa, Ethiopia
Support Hours: Mon – Fri (08:30 – 17:30 EAT)

Bank-Grade Cryptographic Guarantee

All API transactions are signed with SHA-256 tokens and protected against replay attacks. Zero customer banking credentials are ever logged or stored.